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Risk Rating

Tanner is rated at a national level by Humphreys, Standard & Poor’s, Fitch Ratings, and is rated at an international level by Standard & Poor’s and Fitch Ratings.

National

Standard & Poor’s 
RatingsClassification
SolvencyAA-
BondsAA-
Commercial PaperNivel 1+
OutlookStable
Humphreys 
RatingsClassification
SolvencyAA-
BondsAA-
Commercial PaperN1/AA-
OutlookStable
Fitch 
RatingsClassification
SolvencyA+
BondsA+
Commercial PaperN1/A+
OutlookStable

Standard and Poor’s classifies Tanner locally ,for the first time, with a ‘AA-’ category for long-term debt titles and ‘N1/A-1+’ for short-term, with a stable outlook due to a strong capitalization and operating in the low-risk Chilean banking sector. Meanwhile, Humphreys upgrades Tanner’s rating from ‘A+’ to ‘AA-’ with a stable outlook due to the improvements in internal audit policies, portfolio concentration reduction, low default probability and reduced expected loss. On the other hand, Fitch Ratings ratifies the company with an ‘A+’ category and stable outlook.

International

Standard & Poor's 
RatingsClassification
Long-term Foreign CurrencyBBB-
Short-term Foreign CurrencyF3
Long-term Local CurrencyBBB-
Short-term Local CurrencyF3
OutlookStable
Fitch Ratings 
RatingsClassification
Long-term Foreign CurrencyBBB-
Short-term Foreign CurrencyF3
Long-term Local CurrencyBBB-
Short-term Local CurrencyF3
OutlookStable

Internationally, Fitch Ratings and Standard & Poor’s maintained their long-term ratings of ‘BBB’ and short-term of F3.



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